Professional Liability

We offer a comprehensive policy to protect your nurses, sonographers, counselors, and social workers for the professional services that they provide on behalf of the center.  Coverage applies for both volunteers and paid staff alike.  Features-

• Coverage for lay and professional counselors included
• Ultrasound Coverage
• STD/STI Testing and Treatment
• Bring Your Own Malpractice option for centers in which physicians carry their own malpractice insurance (huge savings!).
• Medical Director administrative coverage included
• Occurrence Based coverage (no tail or extended reporting periods)
• NO DEDUCTIBLE!

General Liability

General Liability protects your center from the everyday torts that can arise from conducting any business.  Often referred to as “Slip and Fall” coverage, general liability also provides protection for advertising and personal injury and liability arising from losses caused to rented properties.  Special features of our product-

• Sexual Abuse & Molestation coverage included
• Broad, occurrence form coverage.
• Automatic coverage for special events at no additional charge
• NO DEDUCTIBLE!

Property

Our “special” form property policy offers the broadest form of coverage available.  Where not restricted by wind, we offer a minimum of $50,000 of coverage for the contents of the center including sonogram equipment and tenant improvements to leased spaces.  Features-

• “Special” form coverage including theft
• Replacement cost coverage for buildings and business personal property.
• $1,00 standard deductible (availability and deductibles subject to wind/hail guidelines)
• Scheduled property coverage available for mobile equipment.

Auto/Mobile Clinic (Optional)

Our package policy automatically includes protection for you center when volunteers and employees use their own vehicles on center business or rent vehicles when travelling.  Additionally, we can offer full auto products to those centers with owned vehicles and mobile clinics.

• Now offering a complete mobile clinic product to centers.
• Business auto policy for converted RV’s of any size and value.
• Coverage available for mobile equipment
• Hired/Non-owned coverage included in package policy.

Medical Malpractice/Professional Liability (Optional)

Many centers are faced with the task of providing medical malpractice coverage to their Medical Director or other physicians employed or volunteering with the organization.  We offer a simple and inexpensive way to make certain that those dedicated individuals are protected while executing their professional duties.

• Optional policy for physicians needing patient care coverage
• Claims-made policy to pick up prior claims without buying an expensive ‘Tail’
• Can also be written on an occurrence basis for centers without prior acts concerns.

Directors & Officers Coverage and EPLI is also available for all non-profits.  Click here to find out more.